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Debt: spotting the danger signs

KEITH TONDEUR looks at the dreaded D word - and how to tackle it

If any of the following statements ring a bell with your current situation, you could be on the verge of financial trouble ...

  • I go overdrawn each month
  • I don't pay my credit and store cards off in full every month
  • I am nearly up to my limit on my cards
  • I am not saving every month
  • I don't know exactly what I owe
  • I have taken out extra credit in the last year
  • I get threatening letters and\or phone calls
  • I have family disputes about money
  • Money worries make me feel ill
  • I can't sleep because I am worrying about my financial position

What to do if you have money worries

Millions of people are struggling with debt in this country. With so much credit available it is very easy to be getting into trouble without realising it. So if you do feel you are getting overcommitted here is a list of things that you should do:

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